The traditional brick-and-mortar bank branch is experiencing a noticeable decline in its presence. Driven by the explosion of online and mobile banking, customers are increasingly preferring to digital channels for their financial needs. This shift has resulted to a reduction in branch locations, and many institutions are closing existing branches

Free cash flow (FCF) serves as a crucial metric for investors and business owners alike. It demonstrates the true cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can signal read more a healthy and sustainable business, capable of expanding. Understanding how to calculate FCF an